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As a cloud solutions architect, you are tasked with designing a disaster recovery strategy for an organization's cloud-hosted applications. These applications handle critical financial transactions, and any data loss could have severe implications for the company and its customers. When establishing the disaster recovery plan, you must determine the maximum amount of transactional data that can be lost without causing significant business impact in the event of a disaster. Which disaster recovery planning metric should you focus on to define this threshold, and why is this metric a crucial consideration in the context of data protection?