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A bank uses a generative AI model to assess loan gcp video

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generative-ai-leader video for a bank uses a generative AI model to assess loan applications. A customer whose loan application was denied by the AI system

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A bank uses a generative AI model to assess loan applications. A customer whose loan application was denied by the AI system requests a clear reason for the decision. For the bank to maintain customer trust and comply with potential regulations, it's important that the AI system's decision-making process can be understood and its outputs justified. Which two principles of responsible AI are most directly relevant to this situation?