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Scenario: As a consultant at Zerks Medical Insurance (ZMI) on Morag, founded by Gamora and Nebula, you are assisting Gamora with a customer retention project. To enhance retention strategies, Gamora needs to conduct a counterfactual what-if analysis to identify the minimal feature changes required to convert a churning customer into a returning one. Question: Which solution would be most effective for Gamora to perform counterfactual analysis and optimize customer retention?