The correct option is An organization account supports multiple owners and members whereas a personal account is associated with one individual.

GitHub organizations are shared accounts that let teams manage projects together. They support multiple owners and members with roles and permissions. A personal account identifies a single user and represents only that individual. This matches how GitHub structures collaboration and access control.

The statement Only personal accounts support SSH key authentication while organization accounts only allow password sign in is incorrect because authentication happens through individual user accounts and SSH is fully supported for users regardless of whether they work in or outside organizations. Organizations themselves do not sign in as an entity. GitHub also does not allow account passwords for Git operations over HTTPS and requires personal access tokens or SSH.

The statement An organization account can only be created if you purchase GitHub Enterprise Cloud is incorrect because anyone can create an organization on GitHub Free or on paid plans and Enterprise Cloud is optional.

The statement Only organization accounts can own repositories and personal accounts cannot create repositories is incorrect because both user accounts and organizations can own repositories. Individuals can create repositories under their personal account and teams can create repositories under an organization.

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